Non-Bitcoin cryptocurrencies to follow in 2021

The rise in the value of Bitcoin dominated the cryptocurrency market in 2020, but in 2021, lesser-known digital currencies could develop.

Investors may want to follow other, cheaper, digital currencies and tokens.


Ripple is a coin tied to XRP, a blockchain that is advertised as a payments platform that enables faster and decentralized exchange of currencies and remittances compared to ordinary bank transfers.

Although Ripple is not possible to mine like Bitcoin, some consider it a viable alternative to the foreign exchange payment system, especially for small transactions.

Ripple also recorded a sharp rise in value over the past month, climbing about 107% since the end of November to $0.60.


Although Litecoin lost its luster after its appearance in the early 2010s as the first altcoin, it still attracted users to its platform as a faster way to conduct transactions compared to the long-standing nature of the Bitcoin blockchain.

Litecoin also offers a cheaper entry point for new crypto investors than more expensive Bitcoin, because despite an increase of 167% this year, it is still trading at around 140 US dollars.

This cryptocurrency does not occupy the dominant position it once was, however, investors may want to take it into account again.


As blockchain technology continues to expand its polarity, more and more projects are emerging to take advantage of the system, one of which is Cosmos.

However, unlike other altcoins on the market, Cosmos aims to address some issues regarding the scalability of different blockchain platforms and their ability to interact.

Although the token is currently on the cheaper side of about $6 apiece, Cosmos could experience a wave of investor interest if it manages to pull off its ultimate goal of connecting blockchain chains, potentially opening up whole new methods for technology to function and interact.

Bitcoin Cash

Despite the fact that the name is closely related to the original cryptocurrency, Bitcoin Cash is not correlated with Bitcoin itself.

Bitcoin Cash cannot be used for transactions on the original Bitcoin blockchain and vice versa.

Bitcoin Cash offers a cheaper option for Bitcoin, with current value in digital currency trading, at a price of about $470 per piece.

What Is Bitcoin BlockChain?

Blockchain has only existed for ten years and has started to expand. You can do so much with it that most people don’t really know how to put it in simple words.

Blockchain makes commerce better and reliable. Depending on your goals, you can give them one application or another. One of them turns out to be Bitcoin blockchain, the coin that’s changing the crypto world.

Although Bitcoin wouldn’t exist without Blockchain, most people never hear it unless they research. They hear it on the news and online media(like for example), and how Bitcoin is going off the charts.

But Bitcoin isn’t a trading trend. It bases on real advancements with true market value. If we know how blockchain works, it can help us understand what Bitcoin how it will do in the future. Because blockchain is here to stay.

Why Is Blockchain Valuable?

International commerce would be inefficient without institutions. Without banks, there would be a lot of friction with the transfer. Why should we trust each other?

Instead, we rely on an institution to make secure transfers. It adds other privileges, such as buyer-seller protection, money lending, and interest.

But you still need to trust your bank and pay fees for their brokerage service.

Blockchain creates secure transactions, so we won’t need anybody in the middle to monitor. Apart from making transfer cheaper, it prevents banking and accounting fraud.

What Is A Bitcoin BlockChain

1. You buy or sell something online.

2. A computer network verifies it. Each transaction is sequential and comes with data to identify the previous transaction. If they don’t match, they cancel the transfer.

3. Block-chaining. A transaction block has three parts: the previous block signature, your transaction data, and your one-time signature. If the last-block signature matches, they approve it and chain your transaction block.

Mind that the verification steps become more secure as more people use blockchain. For further security, each block has 10-30 minutes to verify before it cancels.

A Blockchain transaction can take ten to thirty minutes to complete. But once it does, nothing will undo it.

What BlockChain Has To Do With Bitcoin

With Blockchain, buyers and sellers can trade with confidence. Because of how it’s built, you only need the block identity.

Blockchain is public, but could be anonymous? That’s what makes a bitcoin blockchain different.

Since it’s designed to be unhackable, there’s no harm in making transactions untraceable.

Bitcoin encrypts the data to protect it, but it’s relative to the number of validations you get. Does it matter if you get ten checks, six, three…zero?

“Imagine you want to buy Bitcoin for $3000 cash with a peer. How do you coordinate to protect the payment?

The trader will send $3000 in BTC to your crypto-wallet, and computers start to verify it:

  • 0 checks. No security unless you trust the person.
  • 3 checks. Verified for most cases (+75%)
  • 6 checks. Highly secure (+90%)
  • Up to 30 checks. Maximum (~99%)

The more validations, the safer. After six, you can pay the other person.”

Blockchain has many applications. What we see with Bitcoin today is a demonstration of how powerful it can be — which only leaves us wondering what will be the next big thing.

Editor’s note: This article was written by a guest author from Visit their site to learn more about decentralized finance and cryptocurrency in general.

Fighting Fraud in the Bitcoin Industry

With Crypto-Fraud on the rise, Tech View OU and Yotam Namir and Robert Provorovas company directors taken a more proactive approach in designing the process flow of its exchange platform, CoinTandem.

System developers and digital entrepreneurs are continually required to think ahead and imagine their built system’s intended use-cases and its misuse or abuse cases. The duo of Yotam Namir and Robert Provorov of Tech View OU is leading the charge in the fight against crypto-fraud in the Bitcoin industry with the development and integration of fraud mitigation systems on their Bitcoin exchange platform, CoinTandem.

CoinTandem is a digital block chain service that is revolutionizing the digital currency exchange platform process. The platform uses propriety algorithms and combines advanced payment processing with state-of-the-art fraud prevention technology to offer a safe and secure platform for all.

The Problem

Compared to the fiat currency, digital currency offers a highly unique set of security challenges. The sheer volume of the market, the anonymity of transactions, and the fact that it is instantly transferable and that transfers cannot be reversed attract lots of fraudsters to the industry like bees to honey.

Fraud schemes prevalent in the industry include identity theft, wallet hijacking, exchange scams, fake ICOs, Bitcoin Ponzis, etc. Although not all of these fraud schemes fall under the exchange platform’s mitigating purview, exchange platforms are constantly revolving their audit risk procedures to capture as many risks as possible.

Like canaries in a coal mine, exchange platforms are the usual targets for bad actors looking to breach the bitcoin ecosystem. To protect customers, exchange platforms like CoinTandem have developed propriety systems and are continually updating such systems to protect against various risks.

The CoinTandem Response

CoinTandem has developed a fraud-prevention system that loops both human and machine learning efforts to stop fraud. The propriety systems effectively utilize machine learning as one piece of the puzzle to prioritize risky users to watch more closely and a strict user onboarding process that mitigates the risk of identity theft.

But it doesn’t end there.

Some of the other procedures that push the zero-tolerance on fraud agenda of CoinTandem include an enhanced KYC protocol that is activated at the close of an exchange. What happens is, before an exchange is completed, the client is required to re-confirm by electronic signature his submitted crypto wallet and send BTC to the requested address.

In card transactions, OTP technology is activated for every buy transaction to ensure that only the owners of cards or due representatives are making purchases with such cards. Also, prior to a credit card purchase attempt, and in addition to the T&C, a Pop-Up disclaimer with a short and clear message asks the client to confirm that a 3rd party does not instruct him and that he is the sole owner of the wallet he has submitted on our website. The essence is to prevent Ponzi related bitcoin scams.

Some of the security features of the CoinTandem Platform include:

  • 2 – Factor authentication.
  • Robust real-time user verification.
  • Advanced platform with propriety algorithms and technology-driven fraud prevention systems.
  • Full KYC procedure in place to mitigate identity theft.
  • Full encryption of transaction to mitigate hijacking.

CoinTandem, a Tech View OU company is regulated by the Financial Intelligence Unit (“FIU”) in Estonia and licensed to “Providing a virtual currency service”(license number: FVT000205)

How to Convert Cash into Bitcoin

Nowadays, as our world is becoming more digital than ever, digital currencies become part of the new norm. Digital currencies are made safe and secured using cryptography, a process of using series of letters and numbers to create a unique encryption algorithm.

This is how the commonly heard term “cryptocurrency” came to be. There are many cryptocurrencies available in the market today. The first cryptocurrency created us Bitcoin, which ushered the widespread success of digital currencies observed in the recent years. It also remains the largest digital currency available in the market.

Bitcoin is purely in the digital or virtual form, which means that it does not exist as the printed paper currency or coins as fiat currency does. It is also not issued by a centralized authority or controlled by the government or by anyone.

Rather, it operates through the technology known as blockchain, which uses a secured public database to store, for instance, the time and amount spent of your online transaction and verifies these transactions through a network of computers. In the words of its creator, Satoshi Nakamoto, Bitcoin is “a new electronic cash system that’s fully peer-to-peer, with no trusted third party.”

How then, does one convert his cash into Bitcoin and start using and investing in the new norm of digital currencies? Converting your cash into Bitcoin is equivalent to buying Bitcoin and the following are steps that may be helpful to you.

Steps to buy some Bitcoin

First, go to Buy Bitcoin Finder site. This site will help you find the sites where you can buy Bitcoin, depending on your location, so you can conveniently buy Bitcoin anywhere you are in the world.

At the site’s homepage, choose your location. The currently available options are: Australia, Cameroon, Canada, Cayman Islands, France, Germany, Hong Kong, India, Ireland, Israel, Lebanon, Malta, New Zealand, Nigeria, Singapore, South Africa, Sweden, Switzerland, United Kingdom, United States, and Vietnam.

Upon selecting your location, you will see the profiles of various sites through which you can buy Bitcoin. Each profile contains the site’s description, overall rating, the pros and cons, payment methods available, rating based on ease of use, privacy, fees, and reputation.

Once you have selected your preferred site, click the “Buy Bitcoin” button. This will lead you to the page of your selected site. These sites will require you to create your own account.

Creating account in these sites are free and very easy to do, you just have to provide the necessary details and verify your account. Now, you will have your own e-wallet which you can start funding in order to buy Bitcoins. Typically, funding your e-wallet can be done using bank transfers, bank wires, debit cards, credit cards, and cash through authorized funding stores and machines.

Truly, turning your cash into Bitcoins is very easy to do during this digital age as every step can be done online. Ultimately, remember that the value of your converted Bitcoins will also depend on the value of the currency of your cash and various transaction fees that apply.